on future of the US Dollar

The Digital Dollar Project is a neutral, non-profit forum focused on exploring digital money innovations and preserving the role of the US Dollar in a world of decentralized and centralized sovereign and non-sovereign digital currency networks.

Our Research Initiatives

By Jennifer LassiterKatherine Haar, Ananya Kumar, and Alisha Chhangani /// April 10, 2024

Over the past few years, the global financial landscape has undergone a significant transformation marked by the emergence and integration of digital assets. Looking ahead, the global financial terrain is set to include a spectrum of both sovereign and nonsovereign digital currencies and both centralized and decentralized networks. This future brings the promise of enhanced efficiency, inclusion, transparency, and choice to global payments. To fulfill this promise, the international community must develop interoperability standards that prioritize a fast, highly scalable, and resilient architecture. The flexibility of this architecture to adapt configurability based on policy and economic considerations is critical to its success.


Digital Dollar Project /// Nov 24, 2023

Digital Dollar Project's 2020 whitepaper, "Exploring a U.S. CBDC," proposed a "champion model" of the digital dollar, along with eight tenets developed through global research and stakeholder interviews, for public consideration. The updated working paper provides a deeper look into the tenets, and offers research-driven observations that confirm the continued relevancy of the champion model in 2023.


Fortune /// Jan. 25, 2024

Today, a new phase is at hand, an Internet of value, payments, and money itself. The choice is clear: Lead, follow, or get left behind.

Cointelegraph /// Jan. 25, 2024

Central bank digital currencies are becoming more politicized globally, “but in the U.S. they seem to be ‘hyper-politicized.’”

Coindesk /// Apr 27, 2023

Whether or not the U.S. adopts a digital dollar, American citizens and American multinational corporations are going to be dealing with CBDCs in the years to come. Barring the U.S. from CBDC exploration will neither hinder nor stop the global deployment of CBDCs.

“It’s clear that the global economy in the twenty-first century will encompass a spectrum of both sovereign and non-sovereign digital currencies. The Digital Dollar Project encourages the U.S. to assert principled leadership at home and abroad in order to embed democratic principles and protections in rapidly developing global payments systems.”

J. Christopher Giancarlo, Former Chairman of the U.S. Commodity Futures Trading
Commission and Co-Founder of the Digital Dollar Project

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