Publications & News - Working Papers - Digital Dollar

Publications & News

Read our latest news updates, reports and publications.

FEATURED REPORT

Digital Dollar Project /// Mar, 20 2025

Modernizing the US Dollar for the Future of Digital Networks

The Digital Dollar Project’s paper, “Modernizing the U.S. Dollar for the Future of Digital Networks”, reflects research on the digital assets, currencies, and networks. It makes a case for upgrading the U.S. dollar network to support digital tokens, including stablecoins, tokenized deposits, and non-CBDCs while addressing financial stability risks, collaboration on standards and interoperability, and concerns like law enforcement, cybersecurity and, importantly, privacy.

WORKING PAPERS

Digital Dollar Project /// Nov 24, 2023

Interoperability Standards for Digital Assets

A second in a series of working papers, “Interoperability Standards for Digital Assets.” This working paper is a foundational step towards a broader, global dialogue about digital asset standards.

Risk Working Group /// June 27, 2023

Secure Adoption of a Digital Dollar: Operational and Compliance Risks for the U.S. Banking Sector

An initial exploration of the potential risks, mitigants, and opportunities associated with retail and wholesale CBDCs, detailing six risk themes across various operational and policy areas, offering a foundation for understanding the operational impacts and guiding policy considerations for a potential digital dollar.

Digital Dollar Project /// Jan 18, 2023

Revisiting the Digital Dollar Project’s Exploration of a U.S. Central Bank Digital Currency Whitepaper

Digital Dollar Project's 2020 whitepaper, "Exploring a U.S. CBDC," proposed a "champion model" of the digital dollar, along with eight tenets developed through global research and stakeholder interviews, for public consideration. The updated working paper provides a deeper look into the tenets, and offers research-driven observations that confirm the continued relevancy of the champion model in 2023.

Privacy Working Group /// Oct 25, 2021

Privacy Principles for a Digital Dollar: Private, Secure, Accessible, and Transparent

Privacy Principles for a Digital Dollar' articulates essential guidelines for embedding privacy and American democratic ideals into a Central Bank Digital Currency (CBDC), emphasizing a unique approach to safeguarding individual rights while ensuring the currency's appeal and security in the digital age.

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